516 Main St, Grand Junction, CO 81501Broker, not a lender · (970) 238-2048

About Sandland Credit, a Business Funding Broker in Grand Junction, CO

Sandland Credit is a broker, not a lender. We help Mesa County business owners understand their funding options and introduce their requests to lending partners. The partners decide, set the terms and provide the money.

Sandland Credit connects you with lending partners; partners make credit decisions and set rates and terms.

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In short

Sandland Credit, a small-business funding broker in Grand Junction, CO, works from 516 Main St with owners across Mesa County. It is a broker, not a lender: it explains six business funding types, prepares requests and introduces them to lending partners, which make every credit decision and set rates and terms. It does not arrange consumer loans.

A broker, not a lender

Sandland Credit is a broker, not a lender. Sandland Credit connects you with lending partners; partners make credit decisions and set rates and terms. We do not lend money, buy receivables, approve applications or set prices. Our work happens before the partner's decision: understanding the need, choosing the funding types worth exploring, preparing the request, and helping you read whatever comes back.

Why a broker is named Credit

Sandland Credit is the business's name. The word Credit describes the subject we work on, business credit, not a service we provide ourselves. Because names like ours can mislead, we say it on the home page, on this page and in the broker disclosures: the credit comes from lending partners.

The office on Main Street

Our address is 516 Main St, Grand Junction, CO 81501, and our phone number is (970) 238-2048. The U.S. Census Bureau's geocoder places the address inside Grand Junction, CO city limits, in Mesa County. We work with owners across the county by phone and online as well as at the office. The local business picture collects public data and free resources for the area.

How we work with lending partners

Each request goes to lending partners that offer the type of funding it needs. The partners we work with fund businesses in construction, restaurants, medical and dental care, and retail and inventory-heavy trades, among others. Each partner applies its own criteria and sets its own terms.

What we will not do

  • Promise approval, an amount, a rate or a timeline. Partners decide those.
  • Arrange personal, payday, auto title or home loans.
  • Push a merchant cash advance before loan options have been compared.
  • Ask you to send Social Security or bank account numbers by ordinary email or text.
  • Encourage borrowing when the honest answer is to fix pricing or costs first.

Disclosures

Our broker disclosures explain how the broker relationship works, how a merchant cash advance differs from a loan and how your information is shared. The four steps show where we fit in a request.

By Sandland Credit · Updated

How it works

Four steps from your first call to a partner's decision.

  1. Tell us the job

    Phone call, or the short form and a call back. What will the funding pay for, and where does the business's revenue come from?

  2. Narrow the field

    We pair the need with a funding type and with lending partners that offer it.

  3. Partner underwriting

    A lending partner reviews the request, decides, and sets any rate and terms.

  4. Your call

    Weigh the offer on total cost and payment schedule. Saying no is always an option.

How It Works

Not sure where to start?

Call the Grand Junction, CO office and say what the money is for. We will tell you which options are worth exploring with lending partners.

Sandland Credit connects you with lending partners; partners make credit decisions and set rates and terms.